The Enjoyer
The Life-Lover Homeowner
👤 Who You Are
For you, home ownership isn't about spreadsheets or sacrifice. It's about making life feel simpler and more enjoyable — not chasing complexity or building a property empire.
🏡 Your Homeowner Style
You still want the best deal on your loan, but without the hassle of constant management. You thrive with simple, hands-free systems that keep you on track in the background. That way, progress happens without stress, and you can enjoy life as it's meant to be lived.
⭐ What Makes You Special
Spreadsheets aren't your love language — you'd rather let the system do the heavy lifting while you're making memories.
🎓 What Others Learn From You
🛡️ Endurer
You remind them that life isn't only about control and caution. Memories, laughter, and little pleasures matter just as much as security.
🧭 Explorer
You show them that not every opportunity has to be high-risk. Sometimes the real wins are the shared experiences that make life richer.
📈 Expander
You teach them that while planning for the future is vital, life isn't forever. Enjoying today gives purpose to the long game.
🤝 How You Learn From Other Profiles
🛡️ Endurer
Teaches discipline: resist dipping into offset money or topping up the loan for lifestyle splurges.
🧭 Explorer
Encourages you to consider opportunities: from investing in the market to the right property move at the right time.
📈 Expander
Reminds you of long-term planning: maximising your super or preparing a strong case for a pay rise.
✨ Your gift is joy — you remind everyone that money is a tool for living, not a weight to carry.
🏡 Your Ideal Loan Style
The right loan for you is all about value made simple:
- ✓The best deal available — competitive rates without the confusing fine print
- ✓Weekly repayments — easier to manage and proven to save more on interest
- ✓Mandatory extra repayments — built-in discipline that steadily cuts years off your loan
- ✓Offset/redraw flexibility — freedom when life changes
- ✓Refinancing every few years — ensuring you're saving interest and ideally keeping or reducing your loan term
⚠️ Watch out:
Your free-spirited nature can drift into avoidance — ignoring structure leaves you vulnerable. Automation is your safety net — it keeps the loan working for you while you focus on living life.
🔑 Your Edge
Your strength is in keeping life simple and meaningful — you cut through noise and focus on what matters most.
- 👉Joy is your magnet — people are drawn to your energy.
- 👉Simplicity is your filter — you avoid unnecessary noise.
- 👉Presence is your strength — you live fully in the moment.
- 👉Flexibility keeps you free — you can adapt when needed.
✨ Your best match: Your best match is the Expander — they show you how structure and small, steady moves can compound into real wealth without costing you your lifestyle.
💰 Your Money Mindset
Primary Goal:
Be debt-free while still enjoying life
Debt Attitude:
Comfortable borrowing, as long as it doesn't feel like a burden
Budgeting Style:
Prefers "set and forget" over strict routines
Strength:
You know how to focus on what really makes life enjoyable
Risk:
Without built-in discipline, unexpected costs can throw you off track
✅ Your Next Move
Tell your broker this — so your loan matches your goals:
"I want a home loan that's simple, flexible, and stress-free. Best rate, offset if possible, and something I can manage easily without overthinking, with weekly repayments, flexibility through offset/redraw. I'm open mandatory extra repayments so I stay disciplined, save on interest, and ideally reduce my loan years."
An Australian Refinancer Broker will call you within 24 hours with details of the market's top deal!
Complete a short form so a Refinancer broker can match you to Australia's best deal.
You're not chasing complexity or a portfolio of properties. You want certainty — the best deal, with a set-and-forget structure that helps you enjoy life today while paying off your home sooner.
Not sure if this is your type?
Take the Quiz